Phoebe Higgins is Project Manager and Loan Officer at the California Fisheries Fund . She assists borrowers throughout the lending process and manages the Fund's everyday operations. Before joining CFF, Phoebe served as the Sustainable Programs Director at Community Bank of the Bay in Oakland, where she was responsible for making loans to green businesses and environmental nonprofit organizations through the bank's Bay Area Green Fund. Phoebe also has several years' experience as a community organizer with ACORN and other groups focused on social justice issues such as affordable housing, equity in education and voter participation. Phoebe holds a BA in Russian Studies from Carleton College and an MBA in Sustainable Enterprise from the Green MBA program at Dominican University of California.